Forgery and Alteration:  Forgery and Alteration coverage pays for loss resulting directly from the “forgery or alteration of, on or in covered instrument,” which includes checks, drafts, promissory notes, etc. It also pays legal expenses if someone sues the insured for refusing to pay a covered instrument on the basis that it was forged or altered

Computer Fraud:  Computer Fraud applies to theft of money, securities and other property following and directly related to the use of any computer to fraudulently cause the transfer of that property from inside your premises or banking premises to a person or place outside those premises. This is extremely pertinent with the use of computers and technology in our society.

Monies & Securities, Inside & Out:  Monies & Securities, Inside & Out applies while the money and securities are on the insured's premises, while in the custody of the insured or the insured's messenger while conducting business at the bank, and while off the insured's premises in the custody of the insured or insured's messenger.

Money Order & Counterfeit Currency:  Money Order & Counterfeit Currency covers loss arising out of the insured's acceptance of counterfeit money and money orders that are not paid.